Wal-Mart has recently busted many of its employees that were scamming customers. Although this was at Wal-Mart, it could happen at any retail store. Here is what was happening:
1. You checkout
2. You pay with a debit card
3. The cashier manually inputs $20-$60 cash back which only shows up on your receipt and not [...]
Instead of luring customers with cash rewards, American Express is paying to get rid of customers. They are offering selected customers $300 if they pay off their balances and close their accounts.
Here is the link: American Express offer
This offer is only valid for selected members, those who have a sizeable balance and little [...]
In hard economic times, everyone tries to cut wasteful spending from their personal budgets. Typically, one of the first to go is discretionary spending such as entertainment. However, some entertainment is still free!
At the public library, you can get books, CDs, DVDs, and often downloads of e-books and audiobooks. You already paid [...]
Previously to save electric costs, I use a programmable Insteon Dimmer Switch, which allowed me to turn a light on at a specific dim level. Hit it a second time, and it goes to full brightness. I put this in the bathroom, which used 10 60-Watt Globe Bulbs. Since the bathroom light [...]
If you have trouble controlling your spending, here are some tips to curb your spending and take control of your finances:
1. Carry a list of “things to buy.” This needs to be written down (not a mental list). If you see something you think you might want, don’t buy it right then, [...]