If you’re selling your home, you want to make visible improvements that offer immediate payback. But if you’re staying in your home, it makes more sense to increase your comfort and cut your living costs.
You may first want to make cosmetic improvements that turn your house into a “home.” Then move on to larger “invisible” [...]
Many people claim that my analysis of the stock market is flawed. Unfortunately, they are one of two types of people 1) They work in the financial industry and support the government’s legalized scam 2) They believe the lies from the financial industry “experts” that take a commission on their investments.
If [...]
The bailouts is just another way for the government to steal from the citizens. It causes nothing but more problems for the economy. People who have homes in foreclosure are trying to work with the banks to help their situation, either by refinancing or some other means. However, since the banks have [...]
Here’s the first of many signs that show that the bailouts are not working: More than half of delinquent homeowners whose mortgages were modified earlier this year ended up re defaulting within six months.
Some 53% of borrowers with loans modified in the first three months of 2008 and 51% of those with loans modified [...]
As if the recent $8 Trillion in bailouts is not enough to screw over the American people, the Treasury Department has the gall to consider a lobbied plan that would systematically have mortgage rates reduced to 4.5% or lower. ARE THEY INSANE???
Lobbyists are pushing the Treasury Department to consider a plan to purchase mortgage-backed [...]
I have shown how stocks are a horrible investment, how investing in gold is a bad decision, and how real estate can not be considered an investment.
So, after showing the bleak reality of common investments, people often ask me what would be the best investment. Well, in one word, it is YOU. It is the [...]
I recently dispelled the myth that the stock market always goes up, and in fact showed that adjusted for inflation, it provides a return of between 1% to 2% per year. Some people think that real estate has been a good investment. This is not so; we still have a bit of ways to decline [...]
LLC (limited liability company) can provide a vehicle for passing wealth to younger family members without having to re-title the real estate. Once real estate is transferred into an LLC, the members’ interest is converted to personal proerty, which is represented by their LLC “shares.” These shares can be transferred incrementally to children [...]