The Best Investment Ever
I have shown how stocks are a horrible investment, how investing in gold is a bad decision, and how real estate can not be considered an investment.
So, after showing the bleak reality of common investments, people often ask me what would be the best investment. Well, in one word, it is YOU. It is [...]
Is Real Estate a Great Investment?
There are many types of investment opportunities, including real estate. However, real estate as your primary residence may not be all that appealing.
Historically, residential real estate has appreciated at a little over 6 percent a year. But rising prices are only part of the story. Appreciation figures don’t capture the vast [...]
Money Merge Account Scam and Utah Fraud
Yes, Utah is the hotbed for scams and fraudulent activity. One of the recent ones I have heard about is the Money Merge Account created by United First Financial (located in Bluffdale, Utah). They charge you $3,500 to basically tell you to use your discretionay money to pre-pay the principle on your home [...]
Paying Off Your Mortgage Early
Some financial “experts” say that you should have the biggest mortgage you can get, and for the longest time period you can get, and never pay any additional principle. The reason, because of the low interest rate in comparison to the yield that you could get by investing in the stock market. Are they [...]
Are You a Risk Taker
In the financial world, the greater the risk, the greater the return on investment. Likewise, the more you could lose. More risk has more volatility. Where there is no risk, there is no gain. Sure, I could put money into a savings account at my bank (extremely low risk), and the [...]
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