Cash for Clunkers Failure

Did the jerks at Washington even run the numbers???
A vehicle at 15 mpg and 12,000 miles per year uses 800 gallons a year of gasoline.
A vehicle at 25 mpg and 12,000 miles per year uses 480 gallons a year.
So, the average clunker transaction will reduce US gasoline consumption by 320 gallons per year per vehicle.
They [...]

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Cash for Clunkers Scam

Although the federal government and Obama would like you to think that you are getting a good deal by receiving $4,500, the fact is that anyone who falls for this rip-off scheme is losing tons of money! The government is counting on the fact that most people are too ignorant or stupid to do [...]

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Save Money at Public Library

In hard economic times, everyone tries to cut wasteful spending from their personal budgets. Typically, one of the first to go is discretionary spending such as entertainment. However, some entertainment is still free!
At the public library, you can get books, CDs, DVDs, and often downloads of e-books and audiobooks. You already paid [...]

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Snowball Strategy to Pay Off Debt

There is actually a method to efficiently get rid of debt and becoming debt free. This is sometimes referred to as debt snowballing. Some people go as far as to even charge for this information, thus taking advantage of debt burdened people. However, here is the simple plan absolutely free!
Some people, like Dave Ramsey, suggest [...]

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