Stupid People Voting

…And you wonder why Obama’s focus was on young first time voters. Well, DUH! It was the only way that he could possibly win. CNN exit polls showed that nearly 70% of young voters voted for Obama, compared to about 50% for seasoned older voters. There were many states won by Obama were he only won marginally (within a few percentage points). This was NOT a landslide election; it was voter fraud!

Result of ACORN voters

Obviously ACORN has a huge hand in registering people to vote multiple times for Obama. This will probably allow Obama to win marginally in many states, and thus clinching many electoral votes.

Obama Bumper Sticker Solution

Here’s something I came across that drives a solid point why you should not put an Obama bumper sticker on your car. So, any of you liberals reading this: just know that your employer knows who you are, and may soon find yourself in the bondage of Obama.

Dear Fellow Business Owners

As a business owner who employs 30 people, I have resigned myself to the fact that Barack Obama, may be our next President, and that my taxes and fees, will go up in a BIG way.

To compensate for these increases, I figure that the customer will have to see an increase in my fees to them of about 8%. I will also have to lay off 8 of my employees. This really bothered me as I treat my employees like family here and I will have a hard time choosing who will have to go.

So this is what I did. I strolled through the parking lot and found 8 Obama bumper stickers on my employees cars. I have decided the folks that own these cars will be the FIRST to be laid off.

I can’t think of a better way to approach this problem. If you have a better idea, let me know.

Change Barack Obama Will Bring

Let’s take a stroll down memory lane. George W. Bush has been in office for nearly 8 years. The first six years, the economy was just fine. People took vacations and cruises, they bought new cars, gasoline was close to $2 per gallon, unemployment was as low as 3.8%, the stock markets reached record nominal levels (DJIA 14,000+).

Well, guess what. Stupid Americans wanted “change.” And “change” they got, but only after voting in a Democrat Controlled Congress!!! People stopped buying luxury items, they stopped buying brand new cars, gasoline reaching record levels nearly $5 per gallon in some places, unemployment increased to the highest levels of the past decade (beyond 6%), home prices plummeted, stock market and retirement funds plunged wiping away trillions of dollars of investments.

If you think it’s bad now with a Democrat controlled Congress, and a Republican White House, it will be exponentially worst with socialists like Barack Obama in all three branches of government (Congress, White House, Supreme Court). And it won’t stop there!

When you vote, you are not just voting for the President of the United States, but you are also voting for the House of Representatives and the Senate. Based on our constitution and election system, we have the opportunity to nearly start fresh every 2 years. Every 2 years the entire House of Representatives comes up for re-election, as well as a third of the Senate.

We have the opportunity to replace ALL of the House of Representatives! Now, that is CHANGE! Congress makes the laws, not the President. But with the potential of Obama as President, he certainly wouldn’t use his veto power to stop the corruption in Congress. Not only that, but appointing thousands of federal judges across the country, and possibly imposing new executive orders. We can not afford the type of change that Barack Obama would bring!

Obama Halloween Spread the Candy Distribution

So here’s an idea. I’m going to be Barack Obama for Halloween. When kids come to my door, I’ll welcome them to the Barack Obama Socialist Nightmare. For each group of children that comes to my door I am going to take candy from the child with the most candy. I’ll keep some for myself, and then redistribute the remainder among other children. I’ll give some to those in the group with the least amount of candy, and I’ll even give some to the child next door who was too lazy to go out and collect candy. This is only fair! After all, I need to spread the candy around!

CFL Energy Saving Light Bulbs

Previously to save electric costs, I use a programmable Insteon Dimmer Switch, which allowed me to turn a light on at a specific dim level. Hit it a second time, and it goes to full brightness. I put this in the bathroom, which used 10 60-Watt Globe Bulbs. Since the bathroom light was used often, this cut down on costs dramatically.

I was at Home Depot the other day, and saw their Compact Fluorescent Light (CFL) bulbs on sale. A 10 pack for $8.97 (less than 90 cents per bulb). So I decided to them a try, at a total cost of about $78.

I recently changed out all the light bulbs in my house (about 75 of them) with CFL. These bulbs work quite well. Although there are many advantages to them, there are some disadvantages as well. They come in the “Soft White” (similar to incandescent light spectrum), “Bright White,” and “Day Light.” If you are used to the incadescent lights, it best to start with the “Soft White,” as the others can seem to be blinding.

I replaced all bulbs with 9-year, 14 Watt CFL, 900 Lumens, 10,000 hours (their equivalent light output from a 60 Watt incadescent). A typical incadescent 100 Watt bulb would have about 1400 Lumens and about 750 to 1500 hours. So, there is quite a difference, since half the bulbs I was replacing were 100 Watt incadescents. The visible light output appeared to be about the same.

Advantages:
* Energy savings of 77 percent to 86 percent in actual electricity usage
* Equivalent visibile light output
* Produce about 75 percent less heat and cut energy costs associated with home cooling
* Don’t have to get up on the ladder to change bulbs every other year
* Last about 6 to 13 times as long

Disadvantages:
* Slightly more expensive
* Not dimmable
* Contain Mercury (about 4 milligrams) …an average watch battery contains 5 times as much.
* Must be recycled; can not be disposed of in trash

So, now that I have them installed with an initial investment of $78, I expect to save at least $300 per year based on my average usage and current electric rate. I would say that it’s a pretty good return on investment!

Forrest Gump Explains Mortgage Backed Securities

Mortgage Backed Securities are like boxes of chocolates. Criminals on Wall Street stole a few chocolates from the boxes and replaced them with turds. Their criminal buddies at Standard & Poor rated these boxes AAA Investment Grade chocolates. These boxes were then sold all over the world to investors. Eventually somebody bites into a turd and discovers the crime. Suddenly nobody trusts American chocolates anymore worldwide.

Hank Paulson now wants the American taxpayers to buy up and hold all these boxes of turd-infested chocolates for $700 billion dollars until the market for turds returns to normal. Meanwhile, Hank’s buddies, the Wall Street criminals who stole all the good chocolates are not being investigated, arrested, or indicted.

Mama always said: ‘Sniff the chocolates first, Forrest’.

Biden Interview with Tough Questions

Joe Biden seems to foul things up more for Obama. Barack Obama’s campaign killed all interviews with a Florida TV station after Senator Joe Biden, the Democratic vice presidential nominee, faced tough and critical questions from a reporter at the Orlando station.

“This cancellation is non-negotiable, and further opportunities for your station to interview with this campaign are unlikely, at best for the duration of the remaining days until the election,” wrote Laura K. McGinnis, Central Florida communications director for the Obama campaign.

The Obama campaign is doing everything they can to control the media coverage of them to paint Obama as the best candidate for President. Are people that brainwashed that they actually believe the Obama supporting media? Well, we finally got at least one sensible reporter revealing the truth, although it may have cost her job to stand up for what is right. The Obama campain can’t handle the truth being made known and they want to censor any media that doesn’t support them.

The Best Investment Ever

I have shown how stocks are a horrible investment, how investing in gold is a bad decision, and how real estate can not be considered an investment. 

So, after showing the bleak reality of common investments, people often ask me what would be the best investment.  Well, in one word, it is YOU.  It is the law of the harvest:  you sow what you reap.  Over the course of my life I have found that the following 3 investments have brought the greatest return:

1. Personal Self-Improvement and Education

This would be anything that makes you a better person, whether through obtaining education, developing new skills, or attending motivational seminars. When you improve yourself, you are in a position to help and improve the lives of others. As a result, this will improve your lifestyle and will ultimately improve your income.

2. Developing and Running a Profitable Business

Stocks and Real Estate may be fine for people who want very low returns without doing much work since people have absolutely no control over how those investments perform. The correlation remains the same: the more effort you put into something, the more you will achieve your desired results. This applies to every facet in life. It is no different when you start your own business, but starting a business takes time. At first it will require a lot of effort and long hours, but as it grows you can hire employees to run the business for you.

3. Creating an Income Stream From Royalties

Many people do not understand the concept of doing one task and getting paid for it over and over again for the rest of their life (and even income for their posterity). Authors and artists understand this concept quite well. You write a book, have it published (whether through a company or self-publication), and then you derive income as each one is sold. You only wrote one book, but still continue to get paid over and over again. Also along the lines of getting royalties is Licensing, such as the case with Walt Disney licensing the Mickey Mouse image to be used on clothing, advertising, books, and more. People pay a licensing fee to use such an image, and Disney receives the income over and over again.

So there it is, but all 3 investments ultimately depend upon you and what you do. If you do nothing, you will be nothing, and will receive nothing. However, you can acheive the greatest return on investment by investing in yourself.

Stocks Soar With Over 11% Gain

The Dow Jones closed higher today with the largest point increase in history and the 6th largest percentage gain on record, the largest increase in over 85 years! The Dow Jones gained 11.08%, with an increase of 936.42, putting an end to the massive sell off during the past couple weeks.

The reason is because free-markets will correct themselves to the equilibrium market price. If stocks are under priced, there will be more people willing to buy, thus driving up the stock prices, and ultimately correcting any market conditions where the stock prices were too low.

Copyright © 2008 Financial Wisdom and Wealth