I recently received information from an e-mail concerning insurance for traffic tickets, of all things. Apparently, this is a new type of scam insurance where you pay $12.95 a month and they will pay the fines for up to 7 traffic violations per year. Sounds great, doesn’t it. However, this will ultimately lead [...]
There are many companies (both large and small) that are closing lately. Many of them just simply have run out of capital. This creates a great buying opportunity for entrepreneurs. So, how do you determine the value of a business that you want to purchase? Here’s a simple formula that can [...]
Previously to save electric costs, I use a programmable Insteon Dimmer Switch, which allowed me to turn a light on at a specific dim level. Hit it a second time, and it goes to full brightness. I put this in the bathroom, which used 10 60-Watt Globe Bulbs. Since the bathroom light [...]
There is actually a method to efficiently get rid of debt and becoming debt free. This is sometimes referred to as debt snowballing. Some people go as far as to even charge for this information, thus taking advantage of debt burdened people. However, here is the simple plan absolutely free!
Some people, like Dave Ramsey, suggest [...]
If you have trouble controlling your spending, here are some tips to curb your spending and take control of your finances:
1. Carry a list of “things to buy.” This needs to be written down (not a mental list). If you see something you think you might want, don’t buy it right then, [...]
Ever buy a gadget or tool only to find out that it wasn’t worth the cost or hassle? For example, recently I had bought a pair of jumber cables (a cheap set from one of those big box discount stores). Only to find out when in the heat of the moment, it did not fulfill [...]


