If you’re selling your home, you want to make visible improvements that offer immediate payback. But if you’re staying in your home, it makes more sense to increase your comfort and cut your living costs.
You may first want to make cosmetic improvements that turn your house into a “home.” Then move on to larger “invisible” [...]
Wal-Mart has recently busted many of its employees that were scamming customers. Although this was at Wal-Mart, it could happen at any retail store. Here is what was happening:
1. You checkout
2. You pay with a debit card
3. The cashier manually inputs $20-$60 cash back which only shows up on your receipt and not [...]
In hard pressed economic times, here is a simple device that can save you hundreds of dollars each year. This device is called the Kill A Watt.
Now with Kill A Watt you can reduce your energy costs by identifying the real energy abusers. Simply plug your appliance into Kill A Watt and assess how efficient [...]
Instead of luring customers with cash rewards, American Express is paying to get rid of customers. They are offering selected customers $300 if they pay off their balances and close their accounts.
Here is the link: American Express offer
This offer is only valid for selected members, those who have a sizeable balance and little [...]
In hard economic times, everyone tries to cut wasteful spending from their personal budgets. Typically, one of the first to go is discretionary spending such as entertainment. However, some entertainment is still free!
At the public library, you can get books, CDs, DVDs, and often downloads of e-books and audiobooks. You already paid [...]
I recently received information from an e-mail concerning insurance for traffic tickets, of all things. Apparently, this is a new type of scam insurance where you pay $12.95 a month and they will pay the fines for up to 7 traffic violations per year. Sounds great, doesn’t it. However, this will ultimately lead [...]


