Investing
Stock Market History Repeats Plunge
The chart below compares the current inflation adjusted stock chart to a chart of the period from 1964 to 1984 adjusted for inflation and adjusted so the peak in 1966 matches the peak in 2000. Historical comparison charts are generally useless, but the similarity here is at least interesting.
Based on the current historical trend, we [...]
AR-15 Automatic Rifles as Investment
As you might as well guessed, with the likely chance that Barack Hussein Obama will ban and outlaw guns, there is a huge demand to get these automatic rifles before they become banned permanently. The last ban passed in 1994 was for 10 years with a provision that it would expire unless Congress renewed [...]
The Best Investment Ever
I have shown how stocks are a horrible investment, how investing in gold is a bad decision, and how real estate can not be considered an investment.
So, after showing the bleak reality of common investments, people often ask me what would be the best investment. Well, in one word, it is YOU. It is [...]
Gold Prices Adjusted for Inflation
I recently posted an article busting the myth that the stock market increase 12% per year. In fact, its return is between 1% to 2% per year when adjusted for inflation. I also showed evidence that the median home prices are fairly constant over time when adjusted for inflation. So, what about [...]
Stock Market Plunges 777 pts and Spikes 485 pts
Yea, the DJIA plunged 777.68 points yesterday, which is the biggest point decline in history. The 2nd biggest point decline was on September 17, 2001 (first trading day after 9/11) that had a 684.81 decline. The DJIA gained 485.21 points today recoving almost two-thirds of the lost from yesterday. However, point [...]
Median Home Prices Inflation Adjusted
I recently dispelled the myth that the stock market always goes up, and in fact showed that adjusted for inflation, if provides a return of between 1% to 2% per year. Some people think that real estate has been a good investment. This is not so; we still have a bit of ways to decline [...]
DJIA (Dow Jones) Adjusted for Inflation
I’m surprised at how much faith people put into the stock market. This is not the best vehicle for investments. Financial advisors (if they can even be called that) will tell you to invest in the stock market over the long term because it has averaged 10%-12% per year. That is a load of bull! [...]
Is Real Estate a Great Investment?
There are many types of investment opportunities, including real estate. However, real estate as your primary residence may not be all that appealing.
Historically, residential real estate has appreciated at a little over 6 percent a year. But rising prices are only part of the story. Appreciation figures don’t capture the vast [...]
Money Merge Account Scam and Utah Fraud
Yes, Utah is the hotbed for scams and fraudulent activity. One of the recent ones I have heard about is the Money Merge Account created by United First Financial (located in Bluffdale, Utah). They charge you $3,500 to basically tell you to use your discretionay money to pre-pay the principle on your home [...]
Paying Off Your Mortgage Early
Some financial “experts” say that you should have the biggest mortgage you can get, and for the longest time period you can get, and never pay any additional principle. The reason, because of the low interest rate in comparison to the yield that you could get by investing in the stock market. Are they [...]
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